Mobile Money Integration Service Level Agreement (e.g., Mpesa API)

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DOCX
Pages
7
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Document Overview

A Mobile Money Integration Service Level Agreement (SLA) is a formal contract between a business (the client) and a service provider (API integrator, developer, fintech, or aggregator) that governs how mobile money systems (e.g. Mpesa API, Airtel Money API, T-Kash API) will be integrated into the business’s digital platform.

Here are the components clearly numbered:
1. Parties to the Agreement
2. Purpose of the Agreement
3. Scope of Services
4. Service Delivery Standards
5. Performance Metrics (Key Performance Indicators - KPIs)
6. Client Responsibilities
7. Security & Regulatory Compliance
8. Payment Terms
9. Change Management
10. Error Handling & Incident Management
11. Liability & Indemnity
12. Confidentiality & Data Protection
13. Business Continuity & Disaster Recovery
14. Force Majeure
15. Term & Termination
16. Dispute Resolution
17. Governing Law
18. Entire Agreement & Amendments
19. Signatures

The SLA exists to:
1. Define exactly how the mobile money APIs will be integrated and tested.
2. Guarantee that integration meets security, regulatory, and data protection standards in Kenya.
3. Set measurable targets for uptime, transaction success rates, response times, and error resolution.
4. Specify what the service provider and client must each do to ensure proper integration and operation.
5. Provide remedies if service failures cause financial loss, data breaches, or reputational damage.
6. Establish processes for system failures, disaster recovery, and incident management.
7. Help ensure end-user transactions are processed safely, accurately, and securely.

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