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(1) If a supplier has charged a fee or an amount in contravention of this Act orreceived a payment in contravention of this Act, the consumer who paid the charge or made the payment may demand a refund by giving notice in accordance with section 76 within one year after paying the charge or making the payment.(2) A supplier who receives a notice demanding a refund under subsection (1) shall provide the refund within the prescribed period of time.(3) The consumer may commence an action in accordance with section 84 torecover—(a) the payment of a fee or an amount that was charged by the supplier in contravention of this Act; or(b) a payment that was received by the supplier in contravention of this Act.(4) This section and section 76 apply, with the necessary modifications, to a person who is not a supplier, if the person has received a payment in contravention of section 8.
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