Section 1 of The Consumer Protection Act CAP 501: Short title

(1) In this Act, unless the context otherwise requires— "advance" means value, as prescribed, received by the borrower under a credit agreement; "accredited consumer organization" means society...

(1) This Act must be interpreted in a manner that gives effect to the purposes set out in subsection (4). (2) When interpreting or applying this Act, a person, court or the Advisory Committee may...

(1) A consumer may commence a proceeding on behalf of a class of persons or may become a member of such class of persons in a proceeding in respect of a dispute arising out of a consumer agreement...

(1) The supplier is deemed to warrant that the goods or services supplied undera consumer agreement are of a reasonably merchantable quality. (2) The implied conditions and warranties applying to the...

(1) If a consumer agreement includes an estimate, the supplier shall not chargethe consumer an amount that exceeds the estimate by more than ten per cent. (2) If a supplier charges an amount that...

Any ambiguity that allows for more than one reasonable interpretation of a consumer agreement provided by the supplier to the consumer or of any information that must be disclosed under this Act shall...

No person shall charge a consumer for assisting the consumer to obtain any benefit, right or protection to which the consumer is entitled under this Act, unless, before the consumer agrees to pay the...

(1) Except as provided in this section, a recipient of unsolicited goods or services has no legal obligation in respect of their use or disposal. (2) No supplier shall demand payment or make any...

A consumer who made payment under section 9(6) may commence action to recover the payment in accordance with section 84.

(1) No person shall advertise an internet gaming site that is operated contrary to any written law. (2) No person, other than an internet service provider, shall arrange for or otherwise facilitate...

(1) It is an unfair practice for a person to make a false, misleading or deceptive representation. (2) Without limiting the generality of what constitutes a false, misleading or deceptive...

(1) It is an unfair practice to make an unconscionable representation. (2) Without limiting the generality of what may be taken into account in determining whether a representation is unconscionable,...

It is an unfair practice for a person to use his, her or its custody or control of a consumer’s goods to pressure the consumer into renegotiating the terms of a consumer transaction.

(1) No person shall engage in an unfair practice. (2) A person who performs an act referred to in sections 12, 13 and 14 shallbe deemed to be engaging in an unfair practice. (3) It is not an unfair...

(1) Any agreement, whether written, oral or implied, entered into by a consumer after or while a person has engaged in an unfair practice may be rescinded by the consumer and the consumer is entitled...

(1) Despite sections 78 and 79, in the prescribed circumstances, the effect of cancellation of a consumer agreement to which this Part applies by a consumer and the obligations arising as a result of...

Every future performance agreement shall be in writing, shall be delivered to the consumer and shall be made in accordance with the prescribed requirements.

A consumer may cancel a future performance agreement within one year after the date of entering into the agreement if the consumer does not receive a copy of the agreement that meets the requirements...

(1) Where a consumer under a future performance agreement has paid two-thirds or more of his or her payment obligation as fixed by the agreement, any provision in the agreement, or in any security...

(1) A consumer may cancel a future performance agreement at any time before delivery under the agreement or the commencement of performance under the agreement if the supplier— (a) does not make...

Every time share agreement shall be in writing, shall be delivered to the consumer and shall be made in accordance with the prescribed requirements.

(1) A consumer may, without any reason, cancel a time share agreement atany time from the date of entering into the agreement until ten days after receiving the written copy of the agreement. (2) In...

(1) Every personal development services agreement shall be— (a) in writing; (b) delivered to the consumer; (c) made in accordance with the prescribed requirements. (2) No supplier shall require or...

(1) No personal development services agreement may be made for a termlonger than one year after the day that all the services are made available to the consumer. (2) Any personal development services...

(1) No supplier shall enter into a new agreement for personal developmentservices with a consumer with whom the supplier has an existing agreement for personal development services unless the new...

No supplier of personal development services shall— (a) charge a consumer more than one initiation fee; or (b) charge an initiation fee that is greater than twice the annual membership fee.

(1) Every supplier of personal development services shall make available to consumers at least one plan for installment payments of membership fees and initiation fees, if applicable, that allow...

(1) A consumer may, without any reason, cancel a personal development services agreement at any time within ten days after the later of receiving the written copy of the agreement and the day all the...

(1) No supplier shall receive payment from a consumer for personal development services that are not available at the time the payment is made. (2) Subsection (1) does not apply when one of the...

(1) Before a consumer enters into an internet agreement, the supplier shalldisclose the prescribed information to the consumer. (2) The supplier shall provide the consumer with an express opportunity...

(1) A supplier shall deliver to a consumer who enters into an internet agreementa copy of the agreement in writing within the prescribed period after the consumer enters into the agreement. (2) The...

(1) A consumer may cancel an internet agreement at any time from the date the agreement is entered into until seven days after the consumer receives a copy of the agreement if— (a) the supplier did...

Every direct agreement shall be in writing, shall be delivered to the consumer and shall be made in accordance with the prescribed requirements.

(1) A consumer may, without any reason, cancel a direct agreement at any timefrom the date of entering into the agreement. (2) In addition to the right under subsection (1), a consumer may cancel a...

Before a consumer enters into a remote agreement, the supplier shall disclose the prescribed information to the consumer and shall satisfy the prescribed requirements.

(1) A supplier shall deliver to a consumer who enters into a remote agreement a copy of the agreement in writing within the prescribed period after the consumer enters into the agreement. (2) The...

(1) A consumer may cancel a remote agreement at any time from the date the agreement is entered into until seven days after the consumer receives a copy of the agreement if the supplier fails to...

Every consumer agreement for loan brokering, credit repair or for the supply of such other goods or services as may be prescribed shall be in writing, shall be delivered to the consumer and shall be...

(1) No operator shall require or accept any payment or any security for a payment, directly or indirectly, from or on behalf of a consumer unless and until— (a) in respect of loan brokering, the...

(1) A consumer who is a party to an agreement for loan brokering, credit repairor the supply of such goods and services as may be prescribed may, without any reason, cancel the agreement at any time...

The officers and directors of an operator are jointly and severally liable for any remedy in respect of which a person is entitled to commence a proceeding against the operator.

An operator shall not communicate or cause to be communicated any representation that is prescribed as a prohibited representation.

(1) No repairer shall charge a consumer for any work or repairs unless the repairer first gives the consumer an estimate that meets the prescribed requirements. (2) Despite subsection (1), a repairer...

(1) Subject to subsection (3), no repairer shall charge a fee for an estimate unless the consumer is told in advance that a fee will be charged and the amount of the fee. (2) A fee for an estimate...

(1) No repairer shall charge for any work or repairs unless the consumer authorizes the work or repairs. (2) No repairer shall charge, for work or repairs for which an estimate was given, an amount...

If an authorization required by section 44, 45 or 46 is not given in writing, the authorization is not effective unless it is recorded in a manner that meets the prescribed requirements.

A repairer shall post the prescribed signs in accordance with the prescribed requirements.

(1) Every repairer shall offer to return to the consumer all parts removed in thecourse of work or repairs and shall return all such parts unless advised when the work or repairs are authorized that...

The repairer shall, on completion of work or repairs, deliver to the consumer an invoice containing the prescribed information in the prescribed manner.

(1) On the repair of a vehicle, every repairer shall be deemed to warrant all new or reconditioned parts installed and the labour required to install them for a minimum of ninety days or five thousand...