The Consumer Protection Act CAP 501▤
Order to pay indemnity
(1) If an assignor of a negotiable instrument is convicted of a contravention of section 65, the High Court making the conviction…
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94 results · The Consumer Protection Act CAP 501
The Consumer Protection Act CAP 501▤
Obligations of assignee of lender
(1) If a lender assigns to a person the lender’s rights in connection with the extension of credit or the lending of money to a bo…
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The Consumer Protection Act CAP 501▤
Assignment of negotiable instrument
(1) If a person assigns a negotiable instrument given to secure credit or a loan of money, the person shall deliver to the assigne…
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The Consumer Protection Act CAP 501▤
Subsequent disclosure on open credit
(1) Subject to subsection (2), the lender under a credit agreement for open credit shall deliver a statement of account to the bor…
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The Consumer Protection Act CAP 501▤
Subsequent disclosure on fixed credit
(1) If the interest rate in a credit agreement for fixed credit is a floating rate, the lender shall, at least once every twelve m…
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The Consumer Protection Act CAP 501▤
Initial disclosure statement
(1) Every lender shall deliver an initial disclosure statement for a credit agreement to the borrower at or before the time that t…
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The Consumer Protection Act CAP 501▤
Disclosure of brokerage fee
(1) If the borrower pays or is liable to pay a brokerage fee to a loan broker, eitherdirectly or through a deduction from an advan…
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The Consumer Protection Act CAP 501▤
Disclosure representation
No lender shall make representations or cause representations to be made with respect to a credit agreement, whether orally, in wr…
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The Consumer Protection Act CAP 501▤
Prepayment
(1) A borrower is entitled to pay the full outstanding balance under a credit agreement at any time without any prepayment charge…
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The Consumer Protection Act CAP 501▤
Default charges
A lender is not entitled to impose on a borrower under a credit agreement default charges other than— (a) reasonable charges in re…
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The Consumer Protection Act CAP 501▤
Deferral of payments
(1) If the lender under a credit agreement invites the borrower to defer making a payment that would otherwise be due under the ag…
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The Consumer Protection Act CAP 501▤
Termination of optional services
(1) A borrower may terminate an optional service of a continuing nature provided by the lender or an associate of the lender on gi…
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The Consumer Protection Act CAP 501▤
Required insurance
(1) A borrower who is required under a credit agreement to purchase insurance may purchase it from any insurer who may lawfully pr…
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The Consumer Protection Act CAP 501▤
Correcting errors
If there is an error in a statement of account issued under a credit agreement for open credit, the lender shall correct the error…
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The Consumer Protection Act CAP 501▤
Consequence of non-disclosure
A borrower under a credit agreement is not liable to pay the lender— (a) the cost of borrowing under a credit agreement if the bor…
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The Consumer Protection Act CAP 501▤
Limiting liability for unauthorized charges
A borrower is not liable for any amount that is greater than the prescribed maximum for unauthorized charges under a credit agreem…
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The Consumer Protection Act CAP 501▤
Agreement for credit card
(1) Notwithstanding any other provision of this Act, a consumer who applies fora credit card without signing an application form o…
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The Consumer Protection Act CAP 501▤
Application of Part
(1) This Part does not apply to a supplier credit agreement that— (a) requires the borrower to make payment in full in a single pa…
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The Consumer Protection Act CAP 501▤
Consistent cost
No repairer shall give an estimate or charge an amount for work or repairs that is greater than that usually given or charged by t…
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The Consumer Protection Act CAP 501▤
Warranty for vehicles
(1) On the repair of a vehicle, every repairer shall be deemed to warrant all new or reconditioned parts installed and the labour…
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The Consumer Protection Act CAP 501▤
Invoice
The repairer shall, on completion of work or repairs, deliver to the consumer an invoice containing the prescribed information in…
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The Consumer Protection Act CAP 501▤
Return of parts
(1) Every repairer shall offer to return to the consumer all parts removed in thecourse of work or repairs and shall return all su…
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The Consumer Protection Act CAP 501▤
Posting signs
A repairer shall post the prescribed signs in accordance with the prescribed requirements.
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The Consumer Protection Act CAP 501▤
Authorization not in writing
If an authorization required by section 44, 45 or 46 is not given in writing, the authorization is not effective unless it is reco…
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